Getting Ahead of the Debanking Curve

September 2025

Partner Ryan Scarborough and counsel Richard Olderman have co-authored “Getting Ahead of the Debanking Curve,” published by Law.com on September 2, 2025.  The article discusses President Trump’s recently signed executive order banning “debanking,” or the denial of banking services based on political or religious beliefs or lawful business activities.  The article discusses the background of the executive order; parallels with other regulatory reviews; and how banks, and individuals and businesses seeking access to bank accounts, can best position themselves going forward.

Ryan Scarborough regularly squares off against private litigants and government agencies, both offensively in challenging agency overreach and unconstitutional executive orders, and defensively when banks, financial services companies, and their directors and officers find themselves the target of enforcement actions, FDIC receivership lawsuits, or class actions.  He has litigated against the Department of Justice, CFPB, FDIC, the Federal Reserve, the OCC, the Federal Housing Finance Agency, and other financial regulatory agencies. Ryan is ranked by Chambers and Benchmark Litigation and has been recognized by The Legal 500 for his work in handling Financial Services litigation, which describes him as an “[o]utstanding attorney and strategic thinker” and praises him for his “calming approach.”

Richard Olderman is a veteran appellate attorney and has litigated hundreds of civil and criminal cases in the federal and state courts of appeals as well as the U.S. Supreme Court.  Rich began his career as an attorney with the Federal Trade Commission where he was involved in a variety of antitrust and consumer protection issues, including questions of shared monopoly and alleged unfair and deceptive practices.  He then worked at the Justice Department where he represented the United States on issues ranging from the constitutionality of various acts of Congress to regulatory challenges to government programs and represented the Executive Branch agencies and departments before the federal courts of appeals.

Click here to read the article.

Williams & Connolly Client UMB Bank Achieves a Clean Sweep, Defeating Four Class Actions Challenging Overdraft Fee Policy

Williams & Connolly Client UMB Bank Achieves a Clean Sweep, Defeating Four Class Actions Challenging Overdraft Fee Policy
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