Subsidiary banks of Williams & Connolly client UMB Bank (f/k/a HTLF Bank) obtained dismissal or summary judgment on four putative class actions challenging their overdraft and NSF fee policies, defeating four state court class actions in four years.
- The first case in Iowa involved Dubuque Bank & Trust, where plaintiffs alleged the bank improperly charged overdraft and NSF fees to its customers, and was dismissed in November 2021.
- The second case in Wisconsin against Wisconsin Bank & Trust was dismissed in November 2022.
- The third case in Colorado was voluntarily dismissed by the plaintiff in May 2023 in response to a motion to dismiss filed by Williams & Connolly on the client’s behalf.
- In the fourth case in Illinois, the court partially dismissed the case in November 2023 and entered summary judgment on the remaining claims in July 2025, representing a total victory in the client’s favor.
The Williams & Connolly team representing UMB Bank includes Ryan Scarborough, Jesse Smallwood, and Daniel Boger.